TABLE OF CONTENT
TITLE PAGE
CERTIFIACTION
DEDICATION
ACKNOWLEDGEMENT
TABLE OF CONTENT
CHAPTER ONE (Introduction)
1.1 BACKGROUND OF THE STUDY
1.2 AIM AND OBJECTIVE OF THE STUDY
1.3 SCOPE AND LIMITATION OF THE STUDY
1.4 RESEARCH METHODOLOGY
1.5 PALN OF THE STUDY
1.6 SIGNIFICANCE OF THE STUDY
1.7 STATEMENT PROBLEM
CHAPTER TWO (Literature Review)
2.1 OVERVIEW OF THE CHAPTER
2.2 FINANCIAL INSTITUTION
2.3 COMMERCIAL BANKING
2.4 CREDIT
2.5 CONTROL OF COMMERCIAL BANK BY CENTRAL BANK
2.6 CREDIT MANAGEMENT
2.7 STEPS TAKEN IN CREDIT MANAGEMENT
2.8 BASIC PRINCIPLE AND PRACTICES BANK LENDING
2.9 COMPANY PROFILE
2.10 BANK CREDIT (IMPORTANCE)
2.11 CREDIT STANDARD IN AFRIBANK NIGERIA PLC
2.12 CREDIT ADMINISTRATION IN AFRIBANK NIGERIA PLC
CHAPTER THREE (research methodology)
3.1 DATA DEFINITION
3.2 TYPES OF DATA
3.3 METHOD OF COLLECTING DATA
3.4 DATA PRESENTATION METHOD
3.5 POPULATION AND SAMPLE SIZE
CHAPTER FOUR (Data Presentation and Analysis)
4.1 historical background
4.2 LIQUIDITY OF AFRIBANK NIGERIA PLC
4.3 LIVERAGE / GEARING RATIO
4.4 MARKET RATIO OF AFRIBANK NIGERIA PLC.
CHAPTER FIVE
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATION
REFERENCES
CHAPTER ONE
INTRODUCTION
The financial structure of any economy constitutes one of the most important if not the most vital sector of the economy. An ideal financial system is needed for linkage between economic development and the existence of a good and efficient financial system. The financial system, which constitutes a forum which serves to channel loanable funds from the excess of one sector to the lacking sectors in the economy.
The Nigerian financial system comprises of the money and capital market, at the top of bother market is the central bank which operates as an active participant in the money and capital markets.
A money market is a market for short term funds. It allows borrowing or lending on short term basis, there include commercial banks and savings and loan houses. The instrument used in this market in transferring funds from savers to borrowers are Treasury Bills. Treasury certificates and Bill of Exchange.
In addition, the money market consist of two markets which are (1) Coordinated and centralized market (2) Non centralized market.
The coordinated and centralized market includes all commercial banks, merchant bank, development banks, while non-centralized market includes group of individuals of the same profession e.g landlords, Retailers e.t.c the feature which distinguishes the coordinated and centralized market from the non centralized market are, flexibility of interest charges, mode of transaction, form of keeping record of account6 and its maintenance and harmonizing money lending with either economic activities.