ABSTRACT
Prior to the recapitalization and reformation in the banking industry by Central Bank of Nigeria (CBN), under the leadership of Prof. Charles Soludo, our banking system has been in disarray. It was engaged by incessant distress and failure. The problem of bank distress and failure has pervaded the Nigerian banking sector in recent time to such an extend that the problem has become a big challenge to regulatory and supervisory authorities, the government, the banking management and the general banking public. This research was focused on the analysis of factors in the banking industry in Nigeria. Thus the researcher investigated the poor loan management practice and other inter-related factors which inter played to give rise to the distress condition in the bank. Primary data were obtained and subjected to rigorous analysis using percentage as a tool of analysis. Based on the result of the analysis of findings, the following conclusions were reached. That merger and acquisition will help in prevention 0f distress in the banking sector. That bank distress and failure in the banking sector affect other sector of the economy.
TABLE OF CONTENTS
Cover page
Title page
Certification page
Dedication
Acknowledgement
Table of contents
List of table
Abstract
CHAPTER ONE :
INTRODUCTION
1.1 Background of the study
1.2 Statement of the problem
1.3 Purpose of the study
1.4 Research question
1.5 Formulation of hypothesis
1.6 Scope of the study
1.7 Significance of the study
1.8 Definition of terms
CHAPTER TWO:
LITERATURE REVIEW
CHAPTER THREE:
RESEARCH METHODOLOGY
3.1 The design
3.2 Area of study
3.3 Population of study
3.4 Sample and sampling techniques
3.5 Instrument for data collection
3.6 Validation of instrument
3.7 Reliability of instrument
3.8 Method of data collection
3.9 Method of data analysis
CHAPTER FOUR:
DATA PRESENTATION AND ANALYSIS
4.1 Data presentation
4.2 Analysis of data
4.3 Analysis of hypothesis
CHAPTER FIVE:
DISCUSSION AND CONCLUSION OF RESULTS
5.1 Discussion of findings
5.2 Conclusion of the study
5.3 Recommendations
5.4 Implication of the findings
5.5 Suggestion for the further studies
5.6 Limitation of the study
References
Appendix