ABSTRACT
The main objective of any financial institution is to harness their profit making potentials and subsequent development and growth. An the purpose of this study is to urge banks to adopt the efficient use of information technology in all their banking operations. This will in turn load to increased customer’s satisfaction and patronage which will eventually translate into improved deposits. Therefore in this world of dynamism, all banks in order to achieve their set goals must be innovative and adopt the use of computers in their routine operations. It has been proved that the use of computers for auditing and accounting purposes are more efficient and reliable. The bank manager can easily punch the computer from his own office without consulting any of his subordinate and all the information’s he require will appear at a twinkle of an eye. This has gone a long way in maintaining water tight internal control and at the same time reduced fraud in the banking sector.
Data collected were through questionnaires and hypothesis research statements were duely tested using chi-square technique. Data analysis and interpretation gave the following findings:
Information technology has increased customers satisfaction in Trans International Bank PLC.
Information technology has greatly unchanged the profitability of the bank.
Information technology has let to increased bank deposit.
Information technology has led to development and growth of the bank.
Based on my findings, I have recommended that banks should endeavour to:
Computerize fully at aspect of their operations.
Embark on intensive training of their state in order to acquaint them with the uses and applications of computers.
Be prudent in management of their resources and adhere to ethics and law guiding banking operations in Nigeria.
TABLE OF CONTENTS
Title Page ii
Dedicationiii
Acknowledgementiv
Approval Page v
Abstractvi
Table of contentsviii
CHAPTER ONE
1.0Introduction1
1.1Background of the Study1
1.2Statement of the problems 3
1.3Purpose of the Study4
1.4Research Questions5
1.5Research Hypotheses 6
1.6Significance of the Study7
1.7The scope of the study.9
CHAPTER TWO
2.0Literature Review10
2.1Introduction10
2.2Information technology and management
information system11
2.3The concept of information technology
and competition.16
2.4Information technology and the Nigeria
Banking environment.18
2.5Effect of information technology on customer’s
satisfaction in Nigeria financial institution.23
2.6Profitability of the Nigeria Banking Industry25
CHAPTER THREE
3.0Research design and Methodology.27
3.1Research Design27
3.2Area of the study 29
3.3Population of the study29
3.4Sample and sampling technique29
3.5Instrument for data collection.29
3.6Method of data analysis.30
CHAPTER FOUR
4.0Data Presentation and Analysis31
4.1Hypotheses Testing and Results31
CHAPTER FIVE
5.0Findings, Recommendations and conclusion.45
5.1Discussion of findings45
5.2Recommendations48
5.3Conclusion49
5.4Limitations of the study.50
References52
Questionnaire design54