ABSTRACT
The broad objective of this study is the effect of treasury single account and fraud prevention in banking sector. To achieve this objective 30 questionnaire were administered to top official staff in Wema Bank Plc Ede and Osogbo Osun State. The data were analyzed using simple percentage and standard deviation to test the hypotheses. Base on the findings, The hypothesis shows that there is no significant relationship between treasury single account and fraud prevention in the banking sector and reject the alternative hypothesis and also shows Treasury single account generated much fear in the banking industry even before its implementation. Therefore, we recommend that. Banks should avoid armchair activities’ by meeting their customers where they are, reduce concentration given to government funds and go out to source funds from other sectors of the economy. People who were denied access to credit facilities, investments and savings opportunity should be encouraged as this will improve the economy and result from sustainable banking sector in the country. Money deposit banks should adapt swiftly and look inwards to face the core functions for which they were licensed for.
TABLE OF CONTENTS
Cover i
Title ii
Declaration…………………………………………………………………………………………………………………… iv
Certification……………………………………………………………………………………………………………………… v
Dedication……………………………………………………………………………………………………………………… vi
Acknowledgement…………………………………………………………………………………………………………… vii
Table of Contents……………………………………………………………………………………………………………… viii
Abstract…………………………………………………………………………………………………………………………… ix
CHAPTER ONEINTRODUCTION PAGES
1.1Background of the study 1-2
1.2Statement of the problem 2-3
1.3Research question 3
1.4Objective of the study 3-4
1.5Hypothesis of the study 4
1.6Justification for the study 4-5
1.7Scope of the study 5
1.8Definition of terms 5-6
CHAPTER TWO LITERATURE REVIEW
2.1Conceptual Review 7-30
2.1.1Conceptual framework 30
2.2 Empirical Review 31-32
2.3 Theoretical Review 32-36
2.3.1 Theoretical framework 36-38
CHAPTER THREE; METHODOLOGY
3.1 Area of study39
3.2 Research design 39
3.3 Population sample Size and Sampling technique 39
3.3 Source and data collection 40
3.4 Research instrument40
3.4.1 Reliability of instrument40
3.4.2 Validity of instrument40
3.5 Re-statement of hypotheses41
3.6 Methods of data analysis41
CHAPTER FOUR; DATA PRESENTATION , ANALYSIS AND RESULT INTERPRETATION.
4.1 Data Presentation and Analysis 42-52
4.2 Test of hypotheses 52-54
4.3 Discussion of findings 55
CHAPTERFIVE: SUMMARY, CONCLUSION, AND RECOMMENDATIONS
5.1 Summary 56
5.2 Conclusion 56-57
5.3 Recommendation 57
5.4 Contribution to knowledge 58
5.5 Limitation to the study 58
5.6 Suggestion for further Studies 58
References
Appendices